Health & Dental Insurance

Product Name:	FollowMe
Product Overview	FollowMe is the health plan specially designed for those who are leaving their group health plan behind - any group plan - whether through career change, retirement or job loss. Acceptance is guaranteed without completion of a medical questionnaire as long as your application is received within 60 days of your group coverage ending.
Target Market	Any one whose group health coverage has recently ended or will soon end. (Application must be received within 60 days of group benefits ending.)
Product Structure	Clients select one of four plans - FollowMe Basic, Enhanced, Enhanced Plus or FollowMe Premiere.
Plan Details	FollowMe Basic - A health plan that provides coverage for generic prescription drugs, vision care, EHC, hospital and AD&D. FollowMe Enhanced - A more generous plan that offers coverage for generic prescription drugs, vision care, EHC, hospital and AD&D. FollowMe Enhanced Plus - A comprehensive plan that offers the benefits of FollowMe Enhanced, plus dental care coverage. FollowMe Premiere - A health plan that provides more extensive protection against the costs of generic prescription drugs, dental care, vision, EHC, hospital benefits and AD&D. Acceptance is guaranteed for all four levels of coverage, provided that your application is received within the 60-day period. If, however, application is received thereafter, medical underwriting will be required.
How We Pay the Claims	In most cases, prescription drug claims are processed immediately with our electronic direct payment system. The same is true for many dental claims. All other claims are processed promptly upon receipt of claims.
More Details	FollowMe monthly premiums vary by province. This is a summary only. Please contact us for complete product information. Actual terms and conditions, including exclusions and limitations, are detailed in the policy issued upon application approval.